Steve Elder | IR |
Melissa Smith | CEO |
Roberto Simon | CFO |
Mihir Bhatia | Bank of America |
Ramsey El-Assal | Barclays Capital |
Georgios Mihalos | Cowen |
James Faucette | Morgan Stanley |
Tien-Tsin Huang | JPMorgan Chase |
Darrin Peller | Wolfe Research |
Sanjay Sakhrani | KBW |
Ladies and gentlemen, thank you for standing by. At this time, I would like to welcome everyone to the WEX Third Quarter 2021 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers remarks there will be a question and answer session. [Operator Instructions] I would now like to turn the call over to Steve Elder, Senior Vice President of Investor Relations for opening remarks.