Rex Smith | President and CEO |
Bruce Thomas | CFO |
Charlie Hough | Sandler O'Neill |
Austin Nicholas | Stephens |
John Rodis | FIG Partners |
Good morning and welcome to the Community Bankers Trust Corporation Fourth and Year 2018 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I'd now like to turn the conference over to Mr.