Rex Smith | President and CEO |
Bruce Thomas | CFO |
Casey Whitman | Piper Sandler |
Stuart Lotz | KBW |
John Rodis | Janney |
Brody Preston | Stephens, Inc. |
Good morning, and welcome to the Community Bankers Trust Corporation Fourth Quarter and Year 2020 Results Conference Call. All participants will be in the listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Rex Smith, President and Chief Executive Officer.