John Allison | Chairman |
Randy Sims | President and Chief Executive Officer |
Tracy French | President and Chief Executive Officer, Centennial Bank |
Brian Davis | Chief Financial Officer |
Jennifer Floyd | Chief Accounting Officer |
Kevin Hester | Chief Lending Officer |
Stephen Tipton | Chief Operating Officer |
Chris Poulton | President, Centennial Commercial Finance Group |
Donna Townsell | Director, Marketing. |
Matt Olney | Stephens |
Brady Gailey | KBW |
Jon Arfstrom | RBC Capital Markets |
Stephen Scouten | Sandler O’Neill and Partners |
Brett Rabatin | Piper Jaffray |
Brian Martin | FIG Partners |
Michael Rose | Raymond James |
Greetings, ladies and gentlemen. Welcome to the Home BancShares Incorporated Fourth Quarter 2018 Earnings Call. The purpose of this call is to discuss the information and data provided in the quarterly earnings release issued this morning. The company presenters will begin with prepared remarks, then entertain questions. [Operator Instructions] The company has also asked me to remind everyone to refer to their cautionary note regarding forward-looking statements.