Donna Townsell | Senior EVP, Director of IR & Director |
Brian Davis | CFO, Treasurer & Director |
Christopher Poulton | President, Centennial Commercial Finance Group |
John Marshall | President of Shore Premier Finance |
Tracy French | Executive Officer & Director |
John Tipton | COO |
John Allison | Co-Founder, Chairman, President & CEO |
Kevin Hester | EVP & Chief Lending Officer |
Brady Gailey | KBW |
Stephen Scouten | Piper Sandler & Co. |
Matthew Olney | Stephens Inc. |
Jon Arfstrom | RBC Capital Markets |
Michael Rose | Raymond James & Associates |
Brian Martin | Janney Montgomery Scott |
Greetings, ladies and gentlemen. Welcome to the Home Bancshares, Inc. Fourth Quarter 2019 Earnings Call. The purpose of this call is to discuss the information and data provided in the quarterly earnings release issued this morning. The company presenters will begin with prepared remarks then entertain questions.