Donna Townsell | Senior EVP, Director, IR, Executive Officer & Director |
Tracy French | Executive Officer & Director |
Brian Davis | CFO, Treasurer, Executive Officer & Director |
Kevin Hester | Chief Lending Officer & Executive Officer |
Christopher Poulton | President, Centennial Commercial Finance Group |
John Marshall | President, Shore Premier Finance |
John Tipton | COO & Executive Officer |
John Allison | Co-Founder, Chairman, President, CEO & Executive Officer |
Jon Arfstrom | RBC Capital Markets |
William Curtiss | Hovde Group |
Matthew Olney | Stephens Inc. |
Michael Rose | Raymond James & Associates |
Brady Gailey | KBW |
Stephen Scouten | Piper Sandler & Co. |
Brian Martin | Janney Montgomery Scott |
Good afternoon, and welcome to the Home Bancshares, Inc. Fourth Quarter Earnings Conference Call. [Operator Instructions]. Please note this event is being recorded. I would now like to turn the conference over to Donna Townsell, Director of Investor Relations.