Donna Townsell | Director, IR |
John Allison | Chairman, President & CEO |
Tracy French | President & CEO, Centennial Bank |
Brian Davis | CFO |
Kevin Hester | CLO |
Chris Poulton | President of CCFG |
John Marshall | President, Shore Premier Finance |
Stephen Tipton | COO |
Jon Arfstrom | RBC Capital Markets |
Brady Gailey | KBW |
Stephen Scouten | Piper Sandler |
Brian Martin | Janney Montgomery Scott |
Matt Olney | Stephens |
Good afternoon, and welcome to the Home BancShares, Incorporated Third Quarter 2021 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Donna Townsell, Director of Investor Relations.