Donna Townsell | Senior EVP, Director, IR, Executive Officer & Director |
John Allison | Co-Founder, Chairman, President, CEO & Executive Officer |
Brian Davis | CFO, Treasurer, Executive Officer & Director |
Tracy French | Executive Officer & Director |
Kevin Hester | Chief Lending Officer & Executive Officer |
Christopher Poulton | President, Centennial Commercial Finance Group |
John Marshall | President, Shore Premier Finance |
John Tipton | COO & Executive Officer |
Matthew Olney | Stephens Inc. |
Brady Gailey | KBW |
Brian Martin | Janney Montgomery Scott |
Greetings, ladies and gentlemen. Welcome to the Home Bancshares, Inc. Fourth Quarter 2021 Earnings Call. The purpose of this call is to discuss the information and data provided in the quarterly earnings release issued this morning. The company presenters will begin their prepared remarks then entertain questions.