Donna Townsell | Senior EVP, Director, Investor Relations, Executive Officer & Director |
John Allison | Co-Founder, Chairman, President & CEO |
Kevin Hester | Chief Lending Officer & Executive Officer |
Chris Poulton | President, Centennial Commercial Finance Group |
Stephen Tipton | Chief Operating Officer & Executive Officer |
Brian Davis | CFO, Treasurer, Executive Officer & Director |
Tracy French | Executive Officer & Director |
John Marshall | President, Shore Premier Finance |
Matt Olney | Stephens |
Jon Arfstrom | RBC Capital Markets |
Stephen Scouten | Piper Sandler |
Brett Rabatin | Hovde Group |
Brian Martin | Janney Montgomery Scott |
Brady Gailey | KBW |
Michael Rose | Raymond James |
Greetings, ladies and gentlemen. Welcome to the Home BancShares Incorporated Fourth Quarter 2022 Earnings Call. The purpose of this call is to discuss the information and data provided in the quarterly earnings release issued this morning. The company presenters will begin with prepared remarks, then entertain questions. [Operator Instructions]