Brad Windbigler | Head of Investor Relations |
Hikmet Ersek | Chief Executive Officer |
Raj Agrawal | Chief Financial Officer |
Darrin Peller | Wolfe Research |
Jason Kupferberg | Bank of America Merrill Lynch |
Tien-Tsin Huang | JP Morgan |
Brian Keane | Deutsche Bank |
James Fawcett | Morgan Stanley |
Ramsey El-Assal | Barclays |
Ashwin Shirvaikar | Citi |
Kartik Mehta | Northcoast Research |
James Freeman | Susquehanna |
Andrew Jeffrey | SunTrust |
David Scharf | JMP Securities |
Tim Willi | Wells Fargo |
Good day and welcome to the Western Union Company Third Quarter 2019 Results Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Brad Windbigler, Head of Investor Relations. Please go ahead.