Brad Windbigler | Head-Investor Relations |
Hikmet Ersek | Chief Executive Officer |
Raj Agrawal | Chief Financial Officer |
Korey Marcello | Deutsche Bank |
Ben Budish | Barclays |
Vasu Govil | KBW |
Andrew Jeffrey | SunTrust |
Tim Chiodo | Credit Suisse |
Good afternoon and welcome to the Western Union Fourth Quarter Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Brad Windbigler, Head of Investor Relations. Please go ahead.