Brad Windbigler | IR |
Devin McGranahan | CEO |
Matthew Cagwin | CFO |
Tien-Tsin Huang | JPMorgan |
Darrin Peller | Wolfe Research |
David Togut | Evercore |
Ramsey El-Assal | Barclays |
Rayna Kumar | UBS |
Chris Zhong | Credit Suisse |
Will Nance | Goldman Sachs |
Ken Suchoski | Autonomous |
James Faucette | Morgan Stanley |
Good day, and welcome to the Western Union Fourth Quarter and Full Year 2022 Results Conference Call. All participants will be in a listen-only mode. After today’s presentation there will be an opportunity to ask questions. Please note this event is being recorded.
I would now like to turn the conference over to Brad Windbigler, Head of Treasury and Investor Relations.