Thomas Hadley | executive |
Devin McGranahan | executive |
Matthew Cagwin | executive |
Tien-Tsin Huang | analyst |
Jason Kupferberg | analyst |
William Nance | analyst |
Andrew Schmidt | analyst |
Ramsey El-Assal | analyst |
Bryan Keane | analyst |
James Faucette | analyst |
Cristopher Kennedy | analyst |
Good day, and welcome to the Western Union Third Quarter 2023 Results Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Tom Hadley, Head of Investor Relations. Tom, please go ahead.
Thank you. On today's call, we will discuss the company's third quarter 2023 results, and then we will take your questions.