Laura Bainbridge | executive |
Darryl Rawlings | executive |
Margaret Tooth | executive |
Fawwad Qureshi | executive |
Maria Ripps | analyst |
Jian Li | analyst |
Joshua Shanker | analyst |
Ryan Tunis | analyst |
Jonathan Block | analyst |
John Barnidge | analyst |
Wilma Jackson Burdis | analyst |
Good day, everyone, and welcome to the Trupanion Fourth Quarter 2023 Earnings Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. Please note that today's event is being recorded.
At this time, I'd like to turn the floor over to Laura Bainbridge, SVP of Corporate Communications. Ma'am, please go ahead.