Andrew Hersom | IR |
Jack Barnes | Chairman and CEO |
David Rosato | CFO |
Jeff Tengel | President |
Ken Zerbe | Morgan Stanley |
Dave Rochester | Deutsche Bank |
Jared Shaw | Wells Fargo Securities |
Austin Nicholas | Stephens |
Mark Fitzgibbon | Sandler O'Neill |
Matthew Breese | Piper Jaffray |
Brock Vandervliet | UBS |
Collyn Gilbert | KBW |
Good day, ladies and gentlemen, and welcome to the People's United Financial, Inc. first quarter 2019 earnings conference call. My name is Sherry and I will be your coordinator for today. [Operator Instructions] I would now like to turn the conference over to Mr. Andrew Hersom, Senior Vice President of Investor Relations for People's United Financial, Inc.