Lori Brown | Executive Vice President, General Counsel |
Doug Dirks | Chief Executive Officer |
Mike Paquette | Chief Financial Officer |
Steve Festa | Chief Operating Officer |
Matthew Carletti | JMP Securities |
Mark Hughes | SunTrust Robinson Humphrey |
Bob Farnam | Boenning and Scattergood, Inc |
Ronald Bobman | Capital Returns |
Ladies and gentlemen, thank you for standing by, and welcome to the Q3 2019 Employers Holdings Inc. earnings conference call. [Operator instructions] Please be advised that today's conference is being recorded. I would now like to hand the conference over to our speaker today, Lori Brown, General Counsel. Thank you.