Lori Brown | EVP, Chief Legal Officer, General Counsel and Corporate Secretary |
Kathy Antonello | Chief Actuary |
Mike Paquette | Chief Financial Officer |
Steve Festa | Chief Operating Officer |
Doug Dirks | Chief Executive Officer |
Mark Hughes | Truist |
Bob Farnam | Boenning and Scattergood |
Matt Carletti | JMP |
Ladies and gentlemen, thank you for standing by and welcome to the Q4 2020 Employers Holdings Incorporated Earnings Conference Call. At this time all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded. [Operator Instructions] Thank you.