Dara Dierks | Investor Relations |
Bill Jacobs | Chairman & Interim Chief Executive Officer |
Jess Unruh | Interim Chief Financial Officer & Chief Accounting Officer |
Chris Brewster | Director & interim President |
Ramsey El-Assal | Barclays |
Bob Napoli | William Blair |
Andrew Schmidt | Citi |
Andrew Jeffrey | SunTrust |
Kyle Peterson | Needham & Company |
Steven Kwok | KBW |
Ashish Sabadra | Deutsche Bank |
Joseph Vafi | Canaccord |
Good day and welcome to the Green Dot Corporation Fourth Quarter 2019 Earnings Conference Call. [Operator Instructions] Please note that the contents of this call are being recorded. I would now like to turn the conference over to Dara Dierks, Investor Relations for Green Dot. Please go ahead ma'am.
Thank you and good afternoon everyone.