Ali Lubert | Vice President, Communications |
Dan Henry | President and Chief Executive Officer |
Jess Unruh | Operational Chief Financial Officer and Chief Accounting Officer |
Ramsey El-Assal | Barclays |
Andrew Jeffrey | Truist Securities |
George Sutton | Craig-Hallum |
Bob Napoli | William Blair |
Andrew Schmidt | Citi |
George Mihalos | Cowen |
John Hecht | Jefferies |
Ashish Sabadra | Deutsche Bank |
Good day and welcome to the Green Dot Corp. Fourth Quarter 2020 Earnings Conference Call. [Operator Instructions] Please note that this event is being recorded. I would now like to turn the call over to Ali Lubert, Vice President of Communications. Please go ahead.