John Forney | President, Chief Executive Officer |
Brad Martz | Chief Financial Officer |
Adam Prior | Equity Group |
Elyse Greenspan | Wells Fargo |
Marcos Holanda | Raymond James |
Christopher Campbell | KBW |
Greetings and welcome to the United Insurance Holdings Corp., Fourth Quarter and Year End 2018 Conference Call. At this time all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]. Please note, this conference is being recorded.