Adam Prior | Senior Vice President, The Equity Group |
Daniel Peed | Chairman and Chief Executive Officer |
Brad Martz | President and Chief Financial Officer |
Greg Peters | Raymond James |
Elyse Greenspan | Wells Fargo |
Ron Bobman | Capital Returns |
Bill Broomall | Dowling & Partners |
Greetings, and welcome to the United Insurance Holdings Corp. Fourth Quarter and Year-End Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded.