Mike Milotich | Senior Vice President of Investor Relations |
Al Kelly | Chief Executive Officer |
Vasant Prabhu | Chief Financial Officer |
David Toget | Evercore ISI |
Sanjay Sakhrani | KBW |
Ryan Cary | Bank of America |
Tien-Tsin Huang | JPMorgan |
Harshita Rawat | Bernstein |
Lisa Ellis | MoffettNathanson |
Mike Del Grosso | Jefferies |
Dave Koning | Baird |
Craig Maurer | Autonomous Research |
Bob Napoli | William Blair |
Don Fandetti | Wells Fargo |
Darrin Peller | Wolfe Research |
James Faucette | Morgan Stanley |
Welcome to the Visa Fiscal First Quarter 2019 earnings conference call. All participants are in a listen-only mode until the question-and-answer session. Today's conference is being recorded.
If you have any objections, you may disconnect at this time. I would now like to turn the conference over to your host, Mr.