Artem Nalivayko | VP, Finance |
Scott Sanborn | CEO |
Drew LaBenne | CFO |
Bill Ryan | Seaport Research Partners |
David Chiaverini | Wedbush Securities |
Reggie Smith | JP Morgan |
Giuliano Bologna | Compass Point |
Tim Switzer | KBW |
Good afternoon, everyone. Thank you for attending today’s LendingClub’s First Quarter 2023 Earnings Call. My name is Sierra and I will be your moderator for today. All lines will be muted during the presentation portion of the call with an opportunity for questions and answers at the end. [Operator Instructions]