Artem Nalivayko | executive |
Scott Sanborn | executive |
Andrew LaBenne | executive |
William Ryan | analyst |
David Chiaverini | analyst |
John Hecht | analyst |
Reginald Smith | analyst |
Timothy Switzer | analyst |
Hello, everyone. Thank you for attending today's LendingClub's Third Quarter 2023 Earnings Conference Call. My name is Sierra, and I will be your moderator today. [Operator Instructions]I would now like to pass the conference over to our host, Artem Nalivayko, Vice President of Finance.
Thank you, and good afternoon.