Charles Funk | President, CEO & Director |
Barry Ray | CFO, Principal Accounting Officer & SVP |
Kevin Kramer | COO |
Gary Sims | Chief Credit Officer |
James Cantrell | CIO, VP & Treasurer |
Kevin Conroy | SVP, The Denver Market |
Andrew Liesch | Sandler O'Neill + Partners |
Nathan Race | Piper Jaffray Companies |
Damon DelMonte | KBW |
Brian Martin | FIG Partners |
Jeffrey Rulis | D.A. Davidson & Co. |
Good day, and welcome to the MidWestOne Financial Group, Inc.
Third Quarter 2018 Earnings Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Charles Funk, President and CEO.