Charlie Funk | President and Chief Executive Officer |
Barry Ray | Chief Financial Officer |
Jim Cantrell | Chief Investment Officer and Treasurer |
Gary Sims | Chief Credit Officer |
Jeff Rulis | D.A. Davidson |
Nathan Race | Piper Jaffray |
Damon Delmonte | KBW |
Brian Martin | FIG Partners |
Good day everyone, and welcome to the MidWestOne Financial Group, Incorporated Fourth Quarter 2018 Earnings Conference Call. [Operator Instructions] Please note, that today’s event is being recorded. And with that, I like to turn the conference over to Mr. Charlie Funk, President and CEO. Please go ahead.