Richard Putnam | Investor Relations |
Jon Kessler | President and Chief Executive Officer |
Tyson Murdock | Executive Vice President and Chief Financial Officer |
Stephen Neeleman | Founder and Vice Chairman |
Anne Samuel | JPMorgan Chase & Co. |
Greg Peters | Raymond James & Associates, Inc. |
Sean Dodge | RBC Capital |
David Larsen | BTIG |
Stanislav Berenshteyn | Wells Fargo Securities, LLC |
Alexander Draper | Guggenheim Securities, LLC |
George Hill | Deutsche Bank AG |
Mark Marcon | Robert W. Baird & Co. |
Allen Lutz | Bank of America Merrill Lynch |
Good afternoon and welcome to the HealthEquity Fourth Quarter 2023 Earnings Conference Call. All participants will be in listen-only mode. [Operator instructions] Please note this event is being recorded.
I would now like to turn the conference over to Richard Putnam. Please go ahead.