Richard Putnam | executive |
Jon Kessler | executive |
James Lucania | executive |
Charles Peters | analyst |
Stanislav Berenshteyn | analyst |
Allen Lutz | analyst |
David Larsen | analyst |
Anne McCormick | analyst |
George Hill | analyst |
Mark Marcon | analyst |
Stephen D. Neeleman | executive |
Jack Wallace | analyst |
Hello, and welcome to the HealthEquity's Third Quarter 2024 Earnings Call. [Operator Instructions] Please note this event is being recorded. I would now like to turn the call over to Richard Putnam.
Thanks, Anje. Hello, everyone.