Andrew Wessel | VP, IR |
Douglas Lebda | Chairman and CEO |
J.D. Moriarty | COO and President, Marketplace |
Scott Peyree | President, Insurance |
Trent Ziegler | CFO |
Youssef Squali | Truist Securities |
Jed Kelly | Oppenheimer & Company |
Christopher Kennedy | William Blair |
Ryan Tomasello | KBW |
John Campbell | Stephens Inc. |
Robert Wildhack | Autonomous Research |
Melissa Wedel | J.P. Morgan |
Michael Grondahl | Northland Securities |
James Friedman | Susquehanna International Group |
Good day and thank you for standing by. Welcome to the LendingTree Fourth Quarter 2022 Earnings Conference Call. At this time all participants are in a listen-only mode. After the speaker’s presentation there will a question-and-answer session. [Operator Instructions].