Christopher Curran | SVP, Corporate Development |
Mark Casale | Chairman, CEO & President |
Lawrence McAlee | SVP & CFO |
Mihir Bhatia | Bank of America Merrill Lynch |
Douglas Harter | Crédit Suisse |
Mackenzie Aron | Zelman & Associates |
Bose George | KBW |
John Micenko | Susquehanna Financial Group |
Mark DeVries | Barclays Bank |
Chris Gamaitoni | Compass Point Research & Trading |
Ladies and gentlemen, thank you for standing by, and welcome to the Essent Group Ltd.
First Quarter 2020 Earnings Call. [Operator Instructions].
I would now like to hand the conference over to your speaker today, Chris Curran, Senior Vice President of Investor Relations. Please go ahead, sir.