Chris Curran | Senior Vice President-Investor Relations |
Mark Casale | Chairman and Chief Executive Officer |
Larry McAlee | Chief Financial Officer |
Mark DeVries | Barclays |
Doug Harter | Credit Suisse |
Rick Shane | JPMorgan |
Bose George | KBW |
Mihir Bhatia | Bank of America |
Ryan Gilbert | BTIG |
Phil Stefano | Deutsche Bank |
Good day and thank you for standing by. Welcome to the Essent Group Ltd First Quarter 2021 Earnings Conference Call. At this time all participants are in a listen-only mode. [Operator Instructions] I would now like to hand the conference over to your host Chris Curran, Senior Vice President of Investor Relations. Thank you.