Chris Curran | SVP, IR |
Mark Casale | Chairman and CEO |
Larry McAlee | CFO |
Mark DeVries | Barclays |
Rick Shane | JP Morgan |
Mihir Bhatia | Bank of America |
Bose George | KBW |
Douglas Harter | Credit Suisse |
Ryan Gilbert | BTIG |
Good day and thank you for standing by. Welcome to the Essent Group Limited Second Quarter Earnings Call. [Operator Instructions] And please be advised that today’s conference is being recorded. [Operator Instructions] I would now like to hand the conference over to your first speaker today, Chris Curran, Senior Vice President of Investor Relations.
You may begin, sir.