Matt Needham | Director, Strategy and Investor Relations |
Mike Maddox | President and Chief Executive Officer |
Dave O'Toole | Chief Financial Officer and Chief Investment Officer |
Randy Rapp | Chief Credit Officer |
Brady Gailey | KBW |
Andrew Liesch | Piper Sandler |
Thomas Wendler | Stephens, Inc. |
Ladies and gentlemen, thank you for standing by and welcome to the CrossFirst Third Quarter 2020 Earnings Conference Call. At this time, all participants' lines are in a listen-only mode. After the speakers' presentation, there will be question-and-answer session. [Operator Instructions] Please be advised that today's conference is being recorded [Operator Instructions] I would now like to hand the conference over to your speaker today, Matt Needham. Thank you and please go ahead, sir.