Matt Needham | Director of Investor Relations |
Mike Maddox | President and Chief Executive Officer |
Dave O’Toole | Chief Financial Officer and Chief Investment Officer |
Randy Rapp | Chief Credit Officer of CrossFirst Bank |
Jennifer Demba | Truist Securities |
Brady Gailey | KBW |
Matthew Olney | Stephens |
Michael Rose | Raymond James |
Thank you for standing by, and welcome to the CrossFirst Bankshares Fourth Quarter Earnings call. [Operator Instructions] Thank you. I would like to hand the conference over to your speaker today, Mr. Matt Needham, please go ahead.
Welcome, and thank you for joining us today on the call.