Michael Daley | executive |
Michael Maddox | executive |
W. Rapp | executive |
Benjamin Clouse | executive |
Brady Gailey | analyst |
Michael Rose | analyst |
Tom Wendler | analyst |
Good morning, and welcome to the CrossFirst Bankshares Fourth Quarter and Full Year 2023 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded.I would now like to turn the conference over to Mike Daley, Chief Accounting Officer and Head of Investor Relations of CrossFirst Bankshares. Please go ahead.
Good morning, and welcome to CrossFirst Bankshares Fourth Quarter and Full Year 2023 Earnings Conference Call.Before we begin, please be aware this call will include forward-looking statements, including statements about our business plans, expansion and growth opportunities, expense control initiatives, sources of liquidity, capital allocation strategies and plans, and our future financial performance. These comments are based on our current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially from these statements.Our forward-looking statements are as of the date of this call, and we do not assume any obligation to update or revise them, except as required by law.