Greg Seward | General Counsel |
Chip Mahan | Chairman and Chief Executive Officer |
Neil Underwood | President, Live Oak Bancshares |
Scott Custer | President, Live Oak Bank |
Brett Caines | Chief Financial Officer |
Steve Smits | Chief Credit Officer |
Nick Grant | KBW |
Aaron Deer | Sandler O'Neill |
Jennifer Demba | SunTrust |
Good day, ladies and gentlemen, and welcome to the Third Quarter 2017 Live Oak Bancshares Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I would now like to turn the conference over to Greg Seward, General Counsel of Live Oak Bancshares. Sir, you may begin.
Thank you, and good morning, everyone.