Indroneel Chatterjee | CFO |
William B. Shepro | CEO and Director |
Michelle Esterman | EVP, Finance |
Leon Cooperman | Omega Advisors |
Mike Grondahl | Northland Securities |
Pierce Dever | Piper Jaffray |
Ramin Kamali | Credit Suisse |
Scott Burg | Deer Park Road |
Good day, ladies and gentlemen, and welcome to the Altisource Fourth Quarter Conference Call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] I would now like to turn the conference over to Indroneel Chatterjee, Chief Financial Officer. Please begin.