Tony Rossi | Investor Relations |
Jeff Ludwig | President and Chief Executive Officer |
Eric Lemke | Chief Financial Officer |
Michael Schiavone | KBW |
Nathan Race | Piper Sandler |
Cooper Brown | Stephens |
David Konrad | DA Davidson |
Ladies and gentlemen, thank you for standing by and welcome to the Third Quarter 2020 Midland States Bancorp, Inc. Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions].