Craig Barberio | Vice President of Investor Relations |
Dennis Gilmore | Chief Executive Officer |
Mark Seaton | Executive Vice President & Chief Financial Officer |
Mark DeVries | Barclays |
Jack Micenko | SIG |
Bose George | KBW |
Mark Hughes | Truist Securities |
John Campbell | Stephens |
Geoffrey Dunn | Dowling & Partners |
Greetings, and welcome to the First American Financial Corporation Fourth Quarter and Full Year 2020 Earnings Conference Call. AT this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions] A copy of today's press release is available on First American's at www.firstam.com/investor. Please note, that the call is being recorded, and will be available for replay from the company's investor website and for a short time, by dialing 877-660-6853 or 201-612-7415 and by entering the conference ID 13714735.