Robert R. Franklin, Jr. | Chairman, President and CEO |
Justin Long | General Counsel |
Ted Pigott | Chief Financial Officer |
Joe West | Chief Credit Officer |
Joseph McMullen | Controller |
Charles West | Piper Sandler |
Thomas Wendler | Stephens Inc. |
Good day, and thank you for standing by. Welcome to the Community Bank of Texas, Fourth Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker’s presentation, there will be a question-and-answer session. To ask a question during the session, [Operator Instructions].