Simone Lagomarsino | President and Chief Executive Officer |
Laura Tarantino | Chief Financial Officer |
Bob Shone | Piper Jaffray |
Luke Wooten | KBW |
Good morning, and welcome to the Luther Burbank Corporation Third Quarter 2019 Earnings Conference Call. [Operator Instructions] Before we begin, I would like to remind everyone that some of the comments made during this call may be considered forward-looking statements. The company's Form 10-K for the 2018 fiscal year, its quarterly reports on Form 10-Q and current reports on Form 8-K identify certain factors that could cause the company's actual results to differ materially from those projected in any forward-looking statements made this morning.
The company does not undertake to update any forward-looking statements as a result of new information or future events or developments. The company's periodic reports are available for the company or online on the company's website or the SEC's website.