Simone Lagomarsino | President and CEO |
Laura Tarantino | CFO |
John Cardamone | Chief Credit Officer |
Jackie Bohlen | KBW |
Matthew Clark | Piper Sandler |
Good morning, and welcome to the Luther Burbank Corporation Second Quarter 2020 Earnings Financial Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity for the three analysts covering Luther Burbank Corporation to ask questions. [Operator Instructions] Before we begin, I would like to remind everyone that some of the comments made during this call may be considered forward-looking statements. The Company's Form 10-K for the 2019 fiscal year, its quarterly reports on Form 10-Q and current reports on Form 8-K identify certain factors that could cause the Company's actual results to differ materially from those projected in any forward-looking statements made this morning.