Timothy Laney | Chairman, CEO and President |
Richard Newfield | EVEP, Chief Risk Management Officer |
Brian Lilly | CFO and Chief of M&A & Strategy |
Chris McGratty | KBW |
Matt Olney | Stevens |
Good morning, everyone, and welcome to the National Bank Holdings Corporation 2017 Fourth Quarter Earnings Conference Call. My name is Krista, and I will be your conference operator today. At this time, all participants are in a listen-only mode.
We will conduct a question-and-answer session following the presentation. And as a reminder, this conference is being recorded for replay purposes.