Tim Laney | Chairman, President and CEO, |
Aldis Birkans | CFO |
Levi Posen | D.A. Davidson |
Andrew Liesch | Piper Sandler |
Andrew Terrell | Stephens |
Good morning, everyone, and welcome to the National Bank Holdings Corporation 2021 First Quarter Earnings Call. My name is Mariama, and I will be your conference operator for today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes. I would like to remind you that this conference call will contain forward-looking statements, including, but not limited to, statements regarding the company's strategy, loans, deposits, capital, net interest income, noninterest income, margins, allowance, taxes and noninterest expense. Actual results could differ materially from those discussed today.