Tim Laney | executive |
Aldis Birkans | executive |
Jeff Rulis | analyst |
Kelly Motta | analyst |
Andrew Terrell | analyst |
Andrew Liesch | analyst |
Good morning, everyone, and welcome to the National Bank Holdings Corporation 2023 Third Quarter Earnings Call. My name is Margery, and I'll be your conference operator for today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes.
I would like to remind you that this conference call will contain forward-looking statements, including, but not limited to statements regarding the company's strategy, loans, deposits, capital, net interest income, noninterest income, margins, allowance, tax and noninterest expense.
Actual results could differ materially from those discussed today.