Tim Laney | executive |
Aldis Birkans | executive |
Jeff Rulis | analyst |
Matthew Fedorjaka | analyst |
Andrew Terrell | analyst |
Andrew Liesch | analyst |
Good morning, everyone, and welcome to the National Bank Holdings Corporation 2023 Fourth Quarter Earnings Call. My name is Anna, and I'll be your conference operator for today. [Operator Instructions] As a reminder, this conference is being recorded for replay purposes. I will now turn the call over to [ Emily Good, ] Director of Investor Relations.
Thank you, Anna, and good morning.