Glenn Williams | CEO |
Alison Rand | EVP & CFO |
Nicole Russell | IR |
Ryan Krueger | KBW |
Dan Bergman | Jefferies |
Mark Hughes | Truist Securities |
Andrew Kligerman | Credit Suisse |
Good morning, and thank you for attending today’s Primerica’s First Quarter 2022 Earnings Webcast. My name is Austin, and I'll be the moderator for today. All lines will be muted during the presentation portion of the call, with an opportunity for questions and answers at the end. [Operator instructions]. I’d like to now pass the conference over to our host, Nicole Russell, Head of Investor Relations.