Bob Ramsey | Director, Investor Relations and Strategic Planning |
Jay Sidhu | Chairman and CEO |
Bob Wahlman | Chief Financial Officer |
Dick Ehst | Chief Operating Officer |
Joe Gladue | Merion Capital |
Bill Dezellem | Tieton Capital |
Mike Perito | KBW |
Frank Schiraldi | Sandler |
Please standby. Good afternoon. And welcome to the Third Quarter 2017 Customers Bancorp Incorporated Earnings Conference Call. Today’s call is being recorded. [Operator Instructions] And now, I would like to turn the floor over to Mr.