Bob Ramsey | Director, Investor Relations and Strategic Planning |
Jay Sidhu | Chairman and Chief Executive Officer |
Robert Wahlman | Chief Financial Officer |
Richard Ehst | Chief Operating Officer |
Steve Moss | B.Riley FBR |
Mike Perito | KBW |
Bill Dezellem | Tieton Capital |
Frank Schiraldi | Sandler O'Neill |
Good day everyone and welcome to the Fourth Quarter 2017 Customers Bancorp Incorporated Earnings Call. Today’s conference is being recorded. At this time, I would like to turn the call over to Bob Ramsey, Head of Investor Relations and Strategic Planning for Customers Bancorp. Please go ahead, sir.
Thank you, Dana, and good morning, everyone.