Jeff Haas | IR, Financial Profiles |
Li Yu | Chairman & Chief Executive Officer |
Edward Czajka | Chief Financial Officer |
Wellington Chen | President & Chief Operating Officer |
Johnny Hsu | Deputy Chief Operating Officer |
Nick Cucharale | Piper Sandler |
Timothy Coffey | Janney |
David Feaster | Raymond James |
Steve Moss | B. Riley |
Good day and welcome to the Preferred Bank Fourth Quarter 2020 Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Jeff Haas of Financial Profiles.